lnappentry.i

<?php
  /*
   * NOTES FOR SETTING UP THE FieldAttr column of the {}schemadetail
   *
   * Here are the optional pieces that may be in the FieldAttr
   *
   * hidden - {1, 0} This is valid for GT fieldtypes, it will change the field
   *          to be a hidden field rather than textbox
   * maxlength - This will set the maxlength property of a textbox
   * size - This will set the size property of the textbox
   * helpurl - This will be used to create a 'helpurl', this will be the link for the destination
   *            { this will be a two part field} in the following format
   *            "helpurl":{"href":"@url", "display":"Link Text"}
   * egtext - This will create a example text next to the text box (ONLY APPLIES TO GT)
   * appendnextfield - {1,0} when this is set the next field will be concantenated on the same row
   *
   * fieldcorearrayindex - This is for sending information to the core.. This is a key value that is
   *                        used as the index of the data when the application is prepared to send
   * fieldcorename - This is the key value for the application field when sending to the core
   *                - This may be a comma separated list.  Each element will be submitted
   *                - to the loan site, each will get the same value - HOWEVER THIS MAY ONLY
                    - be a list when localfieldonly is 0
   *                * NOTE: NO SPACES BETWEEN NAMES
   *
   * fieldcombinelocal - This field should contain a list of fields as specificed by their 'Core Field Name' separated by :
   *                      ex.  :dms_coappref1city::dms_coappref1st::dms_coappref1zip:
   *                     When submitting to the core, the fields will be combined in order using the value in
   *                        'fieldcombinelocaldelim' .
   *
   * fieldcombinelocaldelim - This value defines the delim between the fields
   *                            Default is a space ' '.
   *
   * fieldcombineskipblank - If this value is set (on the field being included), and the value is empty ''.  Then it will be
   *                             skipped in the field
   *
   * validation_require - Values are: {1, 2}, NOT SET
   *                          NOT SET, the field is NOT required to Save or Submit
   *                          1 - The field is required to Submit the Application ONLY
   *                          2 - The field is required to Save AND Submit the Application
   *
   * validation_match - Possible values are: {date, ssn, phone, url, email, usd, integer, number, zip}
   *                    // If a custom regex is required set the validation_custom field
   * validation_custom - This is set for a custom matching format
   * validation_desc - When using either validation_match or validation_desc this field can be used
   *                    to customize the validation error description
   * validation_range - This field is used to give limitations to teh data that can be in the field.
   *                      ie., Less Than, Less Than Equal, Greater than, etc.. Here are the different options,
   *                      the options are separated with a | {PIPE}
   *                      LT|{VALUE} -- Field value is LESS THAN {VALUE}
   *                      LE|{VALUE} -- Field value is LESS THAN OR EQUAL TO {VALUE}
   *                      GT|{VALUE} -- Field value is GREATER THAN {VALUE}
   *                      GE|{VALUE} -- Field value is GREATER THAN OR EQUAL TO {VALUE}
   *                      RG|{VALUE1}|{VALUE2} -- Field value is in the Range from {VALUE1} to {VALUE2}
   * validation_require_numeric_range_chk {0, 1} Is the amount for this field constrained by either a min or max { 1 - yes: 0 (default) - no}
   *                      ONLY applies to type usd/number -- when selected this will always validate independent of validation_require options
   * validation_require_numeric_range [min max]
   *                      the min and max for the valid range.  One must be entered.  A non value indicates no limit
   *                      value >= min  value <= max
   * FOLLOWING TWO FIELDS WORK IN CONJUCTION WITH ONE ANOTHER
   * validation_conditionname -- This property will allow other fields to test
   *                      for a valid value in order to be required
   *                      This is a self created unique name that will be used to
   *                      identify the field later where fields will be required,
   *                      but only when this matches a certain value
   * validation_require_conditional -- This is a two part value.. It is setup in
   *                      the following format
   *          field -- this will specify a field on the form that will find a field
   *                    on the form that matches it's property set with validation_conditionname
   *          value -- When the specified field has this value, then this field will be required
   * append_class - This will append the specified class to the field.
   * localfieldonly - This field will NOT be included in the packet of information sent to the core
   * submitstatement - Use the default value of this field as the Submit Certify statement
   * autofillfromcore - For NEW entries by Home Banking login members.
   *                    When this value is populated, the value from the coreAutoFill array
   *                    will be used to load the field.. There is a separate loop to create this
   *                    JSON data

   */

  // * Determine the following
    // NEW -- Starting a NEW LOan
    // LOAD -- Loading a previously saved loan
    // POST -- Form was POSTED to save/submit?

try {

  $FORM_VALIDATION_ERROR = "";
  $JSON_FormFields = "";            // JSON Formatted form fields Variable
  $core_values_array = "";     // Core Application to be sent
  $l_ShowDisclosure = false;    // ** SET THIS TO FALSE -- The Disclosure script MAY set this
  $l_ShowSecurity = false;      // ** Set this to fals -- When showing the security script this is set to true

  // * LOAD EXPECTED VALUES FROM _POST OR _GET *
  $loadedValues['lnappentry'] = Array();
  $loadFields = Array("btnFormPost" => array('filter' => FILTER_SANITIZE_STRING),
                      "btnFormDisclosure" => array('filter' => FILTER_SANITIZE_STRING),
                      "btnSubmitNow" => array('filter' => FILTER_SANITIZE_STRING),
                      "btnFinishLater" => array('filter' => FILTER_SANITIZE_STRING),
                      "loanid" => array('filter' => FILTER_SANITIZE_NUMBER_INT),
                      "respid" => array('filter' => FILTER_SANITIZE_NUMBER_INT),
                      "new" => array('filter' => FILTER_SANITIZE_NUMBER_INT),
                      "load" => array('filter' => FILTER_SANITIZE_NUMBER_INT),
                      "confid" =>array('filter' => FILTER_SANITIZE_STRING)
                    );
    HCU_ImportVars($loadedValues, "lnappentry", $loadFields);

    $Cu = $HB_ENV['Cu'] ?? '';

  // ** This array will define the formatting for the information coming from the core.
    // ** we can not depend on the format returned by the cores, so in some cases,
    // * any potential formatting will be stripped and correct formatting added
  /*
   * Structure - Key is the value referenced when configuring a loan application
   *                format - This is the format type for the value so any formatting can
   *                          be done
   *                mir_key - This is the key to use from the mir data retrieved with
   *                          GetMemberInfo
   */
  $coreAutoFillFormat = Array("AccountNumber" => Array('format' => 'none', 'mir_key' => 'accountnumber'),
                        "FirstName" => Array('format' => 'none', 'mir_key' => 'firstname'),
                        "MiddleName" => Array('format' => 'none', 'mir_key' => 'middlename'),
                        "LastName" => Array('format' => 'none', 'mir_key' => 'lastname'),
                        "Email" => Array('format' => 'none', 'mir_key' => 'email'),
                        "HomePhone" => Array('format' => 'phone', 'mir_key' => 'homephone'),
                        "WorkPhone" => Array('format' => 'phone', 'mir_key' => 'workphone'),
                        "CellPhone" => Array('format' => 'phone', 'mir_key' => 'cellphone'),
                        "Fax" => Array('format' => 'phone', 'mir_key' => 'fax'),
                        "SSN" => Array('format' => 'ssn', 'mir_key' => 'ssn'),
                        "Address1" => Array('format' => 'none', 'mir_key' => 'address1'),
                        "Address2" => Array('format' => 'none', 'mir_key' => 'address2'),
                        "City" => Array('format' => 'none', 'mir_key' => 'city'),
                        "State" => Array('format' => 'none', 'mir_key' => 'state'),
                        "Zip" => Array('format' => 'zip', 'mir_key' => 'zip'),
                        "CC" => Array('format' => 'none', 'mir_key' => 'cc'),
                        "DOB" => Array('format' => 'date', 'mir_key' => 'dob'));


  $coreAutoFillInfo = Array();      // ** This will be 'info' portion of the array returned from the MIR packet request GetMemberInfo, containing values from the core
  $defaultItemsFromCore = false;  // ** This value is just a boolean, so I know later, whether I should be creating the field for displaying default values
  $valuesItemsFromCore = Array();
  $Master_LoanID = 0;
  $App_RespID = -1;
  $App_Confirm = false;     // ** assume guilty.. prove innocence
  $setInputMaskEntry = '';       // These are JQUERY COMMANDS To offer more support in formatting date fields
  $setExtraValidityCmds = '';    // These are EXTRA jquery validity commands that will be verified on submit - If set they must always be met, not dependent on other validation fields
  if (HCU_array_key_exists('load', $loadedValues['lnappentry'])) {
    $loadLoanId = intval($loadedValues['lnappentry']['load']);
    // ** Check to be certain the user is loading one of their own
    $sql = "SELECT *
            FROM {$DB_TABLE_PREFIX}userresponse
            WHERE respid = " . $loadLoanId . "
              AND userid = " . intval($DMSAPP_CURRENTUSERID);

    $app_rs = db_query($sql, $dbh);
    $app_row = db_fetch_assoc($app_rs);
    if ($app_row) {
      // ** Loan found -- Load the data
      $Master_LoanID = $app_row['loanid'];
      $App_RespID = $app_row['respid'];

      if ($app_row['respsubmiton'] != '') {
        $FORM_VALIDATION_ERROR = "<li>The loan you are trying to edit was submitted on {$app_row['respsubmiton']} and may not be modified.</li>";
        // *set this back to nothing to prevent it from being loaded
        $Master_LoanID = "";
      } else {
        // ** To EDIT any loan the SSN, Name, DOB must be confirmed.
        // * this will be done by checking the contents of confid which will be
        // sha1($DMSAPP_SECRET_KEY . {FIRSTNAME} . {LASTNAME} . {SSN} . {DOB})

        // * Create the value to check
        if (HCU_array_key_exists('confid', $loadedValues['lnappentry'])) {
          $l_cookiename = ReturnDeviceCookieName($DMSAPP_CURRENTCUCODE, $DMSAPP_LOGINTYPE, $DMSAPP_CURRENTEMAIL, $DMSAPP_CURRENTUSERID);
          // ** Get Cookie Contents and include it with the value being crypted
          $l_cookieval = $_COOKIE[$l_cookiename];

          // $RecordVal = sha1($DMSAPP_SECRET_KEY . strtolower(trim($app_row['respfname'])) . strtolower(trim($app_row['resplname'])) . trim($app_row['respssn']) .  date('mdY', strtotime($app_row['respdob'])) . $l_cookieval);
          $RecordVal = sha1($DMSAPP_SECRET_KEY . trim($app_row['respssn']) .  date('mdY', strtotime($app_row['respdob'])) . $l_cookieval);

          if (crypt($RecordVal, $loadedValues['lnappentry']['confid']) == $loadedValues['lnappentry']['confid']) {
            $App_Confirm = true;
            // ** Allow them to Load
          } else {
            // ** they failed credential check
            $FORM_VALIDATION_ERROR = "<li>The answers you provided did not match with what we have on file for this loan.  Please try again.</li>";
          }
        }
        if (!$App_Confirm) {
          //** Application confirm FAILED
          // ** Either Include Script or redirect

          // ** Create redirect option
          $lnapp_security_return_form_code = $form_code;
          $lnapp_security_params = "load=" . $loadLoanId;
          $lnapp_security_respid = "";
          // ** Either case --

          include_once($inc_path . "lnappsecurity.i");
                /// ** Hide the menu when showing the disclosure
          print <<< HIDEMENU
            <script>
            $(document).ready(function() {
              $('#body-wrapper').addClass('no-show-menu');
            })
            </script>
HIDEMENU;
          $l_ShowSecurity = true;
        }
      }
    } else {
      // ** Something wrong.. loan not found..
      $FORM_VALIDATION_ERROR = "<li>The loan you are trying to load was not found.</li>";
    }
  } else if (HCU_array_key_exists('new', $loadedValues['lnappentry'])) {
    // ** Need to check if there is a LOAN Application Disclsoure to display
    //
    // ** IF there IS a disclosure AND the Approve Disclosure Value is NOT set then redirect to disclosure
    if (HCU_array_key_exists('btnFormDisclosure', $loadedValues['lnappentry']) != 'entry') {
      $lnapp_disclosure_loanid = intval($loadedValues['lnappentry']['new']);
      include_once($inc_path . "lnappdisclosure.i");
      // ** NOW check to see if disclosure display is set, if it is then set our
        // * Local value to be the same -- Use the local value in this script

      if (isset($lnapp_disclosure_display)) {
        $l_ShowDisclosure = $lnapp_disclosure_display;
        if ($l_ShowDisclosure) {
          /// ** Hide the menu when showing the disclosure
          print <<< HIDEMENU
          <script>
          $(document).ready(function() {
            $('#body-wrapper').addClass('no-show-menu');
          })
          </script>
HIDEMENU;
        }
      }

    }
    // ** Start a NEW Loan
    $Master_LoanID = intval($loadedValues['lnappentry']['new']);
  } else if (HCU_array_key_exists('btnFormPost', $loadedValues['lnappentry'])) {
    // * We will try to save information.. Save ONLY or also submit
    $Master_LoanID = intval(HCU_array_key_value('loanid', $loadedValues['lnappentry']));
    $App_RespID = intval(HCU_array_key_value('respid', $loadedValues['lnappentry']));
  } else {
    // There is something wrong.. we may need to exit -- the sql will fail and will most likely fail there
  }

  $App_SchemaDetail = Array();
  $App_SchemaFields = Array();
  $App_AnswerDetail = Array();
  $App_ConditionalFields = Array();     // ** this is the list of conditional fields on the posted form..

  if (!$l_ShowDisclosure && !$l_ShowSecurity) {
    // * BEFORE I DO anything, I will create some arrays of the loan being viewed/saved
    if ($Master_LoanID > 0) {
      $sql = "SELECT schemadetail.*
              FROM {$DB_TABLE_PREFIX}schemadetail as schemadetail
              JOIN {$DB_TABLE_PREFIX}schemamaster as schemamaster ON
                schemamaster.loanid = schemadetail.loanid
              WHERE schemadetail.loanid = " . intval($Master_LoanID) . "
                AND schemamaster.cu = '$DMSAPP_CURRENTCUCODE'
              ORDER BY schemadetail.loanid, schemadetail.pageid, schemadetail.groupid, schemadetail.lineid
              ";
      $loan_rs = db_query($sql, $dbh);
      // ** IF NO RECORD

      if ($loan_rs && db_num_rows($loan_rs) > 0) {
        $loan_idx = 0;
        while ($loan_row = db_fetch_assoc($loan_rs, $loan_idx++)) {
          // ** Need to create the Loan Master Schema Array
          // ** Make the detailid the key so I can look it up quickly
          $App_SchemaDetail[$loan_row['detailid']] = $loan_row;

          // ** The Haystack was in the wrong position for the function
          if (strpos(":YNR:YNR01:YNS:YNS01:GN:GA:GT:AS:AR:", ":" . trim($loan_row['fieldtype']) . ":") !== false) {
            // * This appears to be a valid type... This is a field that should be saved
            // to the database field response
            // ** All fields save will be the field name "formfield_{detailid}"
            $fieldname = "formfield_" . $loan_row['detailid'];
            $App_SchemaFields[$fieldname] = "";

            // ** If we are posting the form.. There are situations that I want to
              // ** record something.. This is when
            if (isset($_POST['btnFormPost'])) {
              $fieldattr = json_decode($App_SchemaDetail[$loan_row['detailid']]['fieldattr'], true);
              if (HCU_array_key_value('validation_conditionname', $fieldattr) != '') {

                // This value is set as a conditional value -- I will set the value in the array here
                if (HCU_array_key_exists($fieldname, $_POST)) {
                  $App_ConditionalFields[$fieldattr['validation_conditionname']] = trim($_POST[$fieldname]);
                }
              }
            }
          }
        }
      } elseif ($FORM_VALIDATION_ERROR != '') {
        // ** PROBLEM LOADING MASTER SCHEMA -- If validation error is not set, then set something
        // $FORM_VALIDATION_ERROR = "<li>A problem was encountered that is preventing the loan application from loading.</li>";
        throw new Exception ("A problem was encountered that is preventing the loan application from loading.");
      } else {
        /* GENERAL ERROR */
        throw new Exception ("A loan matching the specified criteria was not found.");
      }
    }

    if (isset($_POST['btnFormPost'])) {
      //isset($_POST['btnSubmitNow']) || isset($_POST['btnFinishLater'])) {
      // ** We have data.. we want to post... We need to validate data...
      // ** we also will need to

      // ** Cookie val set.. see if can get it tow ork
      // * the purpose is to prevent users from pressing F5 -- I will instead
      // * reload the form, with NO Saving
      if (!HCU_array_key_value('cookieval_' . intval($_COOKIE['ENTRYCOOKIE']), $_POST) == "SET") {
        $FORM_VALIDATION_ERROR = "<li>Unable to process request.  Do not use F5 or reload screen.  Use the buttons provided on the bottom of the application</li>.";
      }

      //  ** If I have an object prepared with all the records, then I can loop
      //  ** through each item, and each one that has the required attribute set
      //  ** then I can

      $Custom_Resp_Field = Array();
      // * *BUild the object for repopulating the form FROM posted values
      $respLoanTitle = "";
      if ($FORM_VALIDATION_ERROR == "") {
        // ** I KNOW THE FORMS FIELDS I Will be posting -- so loop through them here
        // * and validate based on their type
        $FormPopulate = array();
        foreach ($App_SchemaFields as $fields_key=>$fields_value) {

          $field_detailid = substr($fields_key, strlen("formfield_") );

          $fieldattr = json_decode($App_SchemaDetail[$field_detailid]['fieldattr'], true);

          $fieldval = trim(HCU_array_key_value($fields_key, $_POST));
          // ** Here I want to handle special exceptions for values.. If the
            // * value is of a certain type I will replace the field.
            // * exceptions are currently
              // * %timestamp% -- replace with current time

          if ($fieldval == '%timestamp%') {
            $fieldval = date('m/d/Y');
          }
          // * Determine if the field is required -- ONLY REQUIRE FOR Button Submit NOW
          if ((isset($_POST['btnFormPost']) && $_POST['btnFormPost'] == 'Submit') || isset($_POST['btnFormPost']) && $_POST['btnFormPost'] == 'Save') {
            if (isset($fieldattr['validation_require']) && $fieldval == '' && (intval(HCU_array_key_value('hidden', $fieldattr)) != 1)) {
              if (($_POST['btnFormPost'] == 'Submit' && $fieldattr['validation_require'] > 0) || ($_POST['btnFormPost'] == 'Save' && $fieldattr['validation_require'] == 2)) {
                // ** Check to see if this has a conditional requirement
                if (HCU_array_key_exists('validation_require_conditional',$fieldattr)) {
                  if ($fieldattr['validation_require_conditional'] != '') {
                    // ** now we will test to see if the condition is met.
                    // ** Posted Conditional values are saved in the App_ConditionalFields array
                    // ** the Required condition is saved in the validation_require_conditional attribute as a json object array [field=>'', value='']
                    if (isset($fieldattr['validation_require_conditional']['field']) && isset($fieldattr['validation_require_conditional']['value'])) {
                      // If both values are set then proceed with conditional requirement
                      if (HCU_array_key_value($fieldattr['validation_require_conditional']['field'], $App_ConditionalFields) == trim($fieldattr['validation_require_conditional']['value']) && $fieldval == '') {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is a required field to submit this application.</li>";
                      }
                    }
                    } else {
                    // ** There is NO conditional requirement -- Always require
                    $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is a required field to submit this application.</li>";
                  }
                }
              }
            }
          }

          // ** check for data type
          //print "<br>Test fieldval -- " . $App_SchemaDetail[$field_detailid]['fieldtype'] . " :: [$fieldval] :: strlen ::" . strlen($fieldval);
          if (strlen($fieldval) > 0) {
            // ** data type

            //  print "<br>Test fieldval -- " . $App_SchemaDetail[$field_detailid]['fieldtype'];
            switch ($App_SchemaDetail[$field_detailid]['fieldtype']) {
              case "YNR":
              case "YNS":
                // ** Values may be Y / N or Blank
                //print "fieldval -- $fieldval";
                if (!strstr(":Y:N:", $fieldval) && $fieldval != "") {
                  $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " contains an invalid option.</li>";
                }
                break;
              case "YNR01":
              case "YNS01":
                // ** Values may be 1 / 0 or Blank
                //print "fieldval -- $fieldval";
                if (!strstr(":1:0:", $fieldval) && $fieldval != "") {
                  $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " contains an invalid option.</li>";
                }
                break;
              case "AS":
              case "AR":
                // ** THESE COULD BE NUMERIC OR TEXT -- Teh ultimate test is to know the type and look it up as a valid option
                // ** values may be an integer only -- not larger than???
                //              if (!is_int($fieldval)) {
                //                $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " contains an invalid option.</li>";
                //              }
                break;
              // ** GN AND GA types may be phased out
              case "GN":
                // ** value must be numeric
              case "GA":
                // ** value must be an amount
              case "GT":
                // ** value is a generic text
                // ** The data type is determined by validation_match under the fieldattr object
                if (isset($fieldattr['validation_match'])) {
                  switch ($fieldattr['validation_match']) {
                    case "date":
                      // ** MUST BE VALID DATE AND in the FORMAT MM/DD/YYYY
                      if (!(validateDate($fieldval) || preg_match('/^((0?\d)|(1[012]))\/([012]?\d|30|31)\/\d{4}$/', $fieldval))) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid date ##/##/####.</li>";
                      }
                      break;
                    case "ssn":
                      if (!preg_match('/^[\d]{3}-[\d]{2}-[\d]{4}$/', $fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid ssn ###-##-####.</li>";
                      }
                      break;
                    case "phone":
                      if (!preg_match('/\d{3}[-\s.]\d{3}[-\s.]\d{4}/x', $fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid phone ###-###-####.</li>";
                      }
                      break;
                    case "url":
                      // ** at this time, the db does not care too much.. use the client side validation.. below we will be checking for max length
                      break;
                    case "email":
                      if (!validateEmail($fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid email.</li>";
                      }
                      break;
                    case "usd":
                      // if (!preg_match('/^([1-9][0-9]*|0)(\.[0-9]{2})?$/', $fieldval))
                      if (!preg_match('/^\$?((\d{1,3}(,\d{3})*)|\d+)(\.(\d{2})?)?$/', $fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid dollar amount.</li>";
                      } else {
                        /* Validate dollar range */
                        $FORM_VALIDATION_ERROR .= ValidateRange($App_SchemaDetail[$field_detailid]['fieldvalue'], $fieldattr, $fieldval);
                      }
                      break;
                    case "integer":
                      //                    print "HERE -- " . $fieldval . "<br>";
                      if (!is_numeric($fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid integer.</li>";
                      }
                      break;
                    case "number":
                      if (!preg_match('/^([1-9][0-9]*|0)(\.[0-9]{2})?$/', $fieldval)) {
                        $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " is not a valid number.</li>";
                      } else {
                        /* Validate dollar range */
                        $FORM_VALIDATION_ERROR .= ValidateRange($App_SchemaDetail[$field_detailid]['fieldvalue'], $fieldattr, $fieldval);
                      }

                      break;
                    default:
                      // ** NEEDED??
                  }
                }
                //      $('input.date').match('date', '#{field} is not a valid date.');
                //        $('input.ssn').match(/^\d{3}-\d{2}-\d{4}$/, "#{field} needs to be in the format of a Social Security Number.");
                //        $('input.phone').match('phone', '#{field} must be formatted as a phone number ###-###-####.');
                //        $('input.email').match('email', '#{field} must be formatted as an email.');

                // ** Be sure the field is NOT too large
                if (isset($fieldattr['maxlength'])) {
                  if (strlen($fieldval) > intval($fieldattr['maxlength']) && intval($fieldattr['maxlength']) > 0) {
                    $FORM_VALIDATION_ERROR .= "<li>" . $App_SchemaDetail[$field_detailid]['fieldvalue'] . " has exceeded the max length of " . intval($fieldattr['maxlength']) . ".</li>";
                  }
                } else {
                  // ** Max length not set.. sort of required for text input..
                }

            }
            // ** This field is entered.. Verify if it has an attribute of 'responsefield'
            // * if so this value will be saved to that particular field
            if (HCU_array_key_value('responsetablefield', $fieldattr) != '') {
              $Custom_Resp_Field[$fieldattr['responsetablefield']] = $fieldval;
            }
            if (stripos(':P:H:L:', ':' . $App_SchemaDetail[$field_detailid]['fieldtype']. ':') === false) {
              $App_SchemaFields[$fields_key] = $fieldval;
            }
          } else {
          }

          // ** ONLY Add the VALUE if NOT  P, H OR L
            // * Page
            // * Header
            // * Label
          // If field type is FOUND then do NOT include, if NOT FOUND then I assume this is a valid entry field
          $FormPopulate[$fields_key] = $fieldval;
        }

        $JSON_FormPopulate = json_encode($FormPopulate);
      }

      // ** Otherwise, prepare all the posted fields for saving.
      // ** Tasks
      // ** INSERT INFORMATION into the userresponse table
      // ** CAll the interface and retrieve the loan_app_id
      $JSON_FormFields = json_encode($App_SchemaFields);
      if ($FORM_VALIDATION_ERROR == "") {
        if (intval($_POST['respid']) >= 0) {
          // ** THIS WILL BE AN UPDATE
          $sql = "UPDATE {$DB_TABLE_PREFIX}userresponse
                  SET
                    respamt = " . number_format(FormatDateForSubmit($Custom_Resp_Field['respamt'], "usd"), 2, ".", "") . ",
                    respcomments = '',
                    respmodifiedon = now(),
                    resplname = '". save_text(HCU_array_key_value('resplname', $Custom_Resp_Field), 55) . "',
                    respfname = '". save_text(HCU_array_key_value('respfname', $Custom_Resp_Field), 25) . "',
                    respmname = '". save_text(HCU_array_key_value('respmname', $Custom_Resp_Field), 25) . "',
                    respssn = '". save_text(HCU_array_key_value('respssn', $Custom_Resp_Field), 11) . "',
                    respdob = '". save_text(HCU_array_key_value('respdob', $Custom_Resp_Field), 10) . "',
                    respmember = '". save_text(HCU_array_key_value('respmember', $Custom_Resp_Field), 15) . "',
                    respphone = '". save_text(HCU_array_key_value('respphone', $Custom_Resp_Field), 15) . "',
                    respapplication = '". save_text($JSON_FormFields) . "'
                  WHERE respid = " . intval($_POST['respid']) . "
                    AND userid = " . intval($DMSAPP_CURRENTUSERID);

          $response_id = intval($_POST['respid']);
        } else {
          // ** Create inserted values..
          //
          $sql = "SELECT nextval('{$DB_TABLE_PREFIX}userresponse_respid_seq'::text) as responseid ";
          $id_rs = db_query($sql, $dbh);
          list($response_id) = db_fetch_array($id_rs);
          db_free_result($id_rs);

          // ** This is a NEW INSERT --
          $sql_respstatus = "0";
          $sql = "INSERT INTO {$DB_TABLE_PREFIX}userresponse
                  (respid, userid, loanid, respstatus, respamt,
                    respcomments, respcoreloanappid, respstarton, respsubmiton,
                    respmodifiedon, resplname, respfname, respmname, respssn,
                    respdob, respmember, respphone, respapplication)
                  VALUES
                  ($response_id, $DMSAPP_CURRENTUSERID, $Master_LoanID, $sql_respstatus, " . number_format(FormatDateForSubmit(HCU_array_key_value('respamt', $Custom_Resp_Field), "usd"),2,".","") . ",
                    '', -1, now(), null, null, '". save_text(HCU_array_key_value('resplname', $Custom_Resp_Field), 55) . "', '" . save_text(HCU_array_key_value('respfname', $Custom_Resp_Field), 25) . "',
                    '". save_text(HCU_array_key_value('respmname', $Custom_Resp_Field), 25) . "', '". save_text(HCU_array_key_value('respssn', $Custom_Resp_Field), 11) . "',
                    '". save_text(HCU_array_key_value('respdob', $Custom_Resp_Field), 10) . "', '". save_text(HCU_array_key_value('respmember', $Custom_Resp_Field), 15) . "',
                    '". save_text(HCU_array_key_value('respphone', $Custom_Resp_Field), 10) . "', '" . save_text($JSON_FormFields) . "')";
        }

        //'{$Custom_Resp_Field['respdob']}'
        //  print " Form to save<Br><br> $sql <br><br>";
        if ($resp_rs = db_query($sql, $dbh)) {
          // print "SUCCESS";
          // ** Need to post the information to the core.. then records its responses
            // * back to the database
          /*
           *  Add a message that using the browsers back button will resubmit the loan application.
           */
          $submit_note = "<br/><br/><span class='submit-note'>WARNING:  Usage of the browser's back button may result in additional applications being submitted.</span>";
          if (isset($_POST['btnFormPost']) && $_POST['btnFormPost'] == 'Submit') {
                    //isset($_POST['btnSubmitNow'])) {
            // ** SEND THE INFORMATION TO THE CORE...

            // ** For live,  I will post to the core and record the response,
              // ** For batch, I will simply save and send notices
            list($app_submitted, $app_desc) = (SubmitApplication($HB_ENV, $response_id, $JSON_FormFields, HCU_array_key_value("respmember", $Custom_Resp_Field)));

            if ($app_submitted) {
              // ** SUCCESS
              // ** Go back to portal screen..
              // ** NEed to pass along the description...
              $app_desc = "Your application was sent to the credit union and returned with the following message:<br>$app_desc{$submit_note}";

              // Send an email to the CU informing them of the submitted application
              // 06-19 note that "onldepnotify" does not refer to admin email notifications for online
              // deposits. This key is only used for loan app submission notifications.
              $sql = "SELECT email
                      FROM cuadmnotify
                      WHERE role = 'onldepnotify' AND cu = '$DMSAPP_CURRENTCUCODE' ";
              $not_rs = db_query($sql, $dbh);
              list($adm_email) = db_fetch_array($not_rs,0);
              $adm_email = trim(preg_replace("/ +$/","",$adm_email));

              db_free_result($not_rs);

              /* ** NOTIFY NAME / MEMBER NBR ** */
              $notifyName = trim($Custom_Resp_Field['respfname']) . " " . trim($Custom_Resp_Field['resplname']);
              $notifyMbr  = (trim($Custom_Resp_Field['respmember']) == '' ? '' : "\nMember Number: {$Custom_Resp_Field['respmember']}");

              if ($adm_email != "") {
                $loanDescTitle = '';
                if (array_key_exists('resploandesc', $Custom_Resp_Field)) {
                  $loanDescTitle = " (" . trim($Custom_Resp_Field['resploandesc']) . ")";
                }
                // ** PREPARE TO SEND THE MAIL
                $mail_message = "";
                $ATTN = "Online Loan Application{$loanDescTitle} from {$notifyName}";
                $mail_message = "\t$Cu ONLINE LOAN APPLICATION\n\nA new online loan application was submitted to your home banking.\nLogin to admin to view.\n\nPrimary Applicant: {$notifyName}\n{$notifyMbr}\n";


                $notify = new ErrorMail;
                $notify->mailto=$adm_email;    // Set to transfer email setup in CU Admin
                $notify->replyto="nobody@homecu.com";
                $notify->subject=$ATTN;
                $notify->msgbody = $mail_message;
                $notify->file = __FILE__;
                $notify->cu = $Cu;
                $notify->SendMail();

              }
              // ** END of sending email
              header("HTTP/1.1 303 See Other");   // Try setting the 303 response -- this directive should allow the redirect page to NOT be part of the history.. it is the preferred method for Post/Redirect/Get
              header("Location: {$self}f=portal&msg=" . urlencode($app_desc));
              exit;
            } else {
              // ** FAILURE
              $app_desc = "Your application was sent to the credit union and returned with the following message:<br>$app_desc";

              $FORM_VALIDATION_ERROR = "<li>$app_desc</li>";
                  //            header("Location: {$self}f=portal&msg=" . urlencode($app_desc));
                  //            exit;
            }

              /*
              * THESE fields will be updated by post_application in throtlpkt.i
                        $sql = "UPDATE {$DB_TABLE_PREFIX}userresponse
                                SET respsubmiton = now(),
                                  respstatus = '',
                                  respcomments = ''
                                WHERE respid = $response_id ";
              */
          } else {
            // ** FORM WAS SAVED FOR LATER
            $app_msg = "Your application was successfully saved.  At any time you may finish the application by using the 'Edit' option";
            header("HTTP/1.1 303 See Other");   // Try setting the 303 response -- this directive should allow the redirect page to NOT be part of the history.. it is the preferred method for Post/Redirect/Get
            header("Location: {$self}f=portal&msg=" . urlencode($app_msg));
            exit;
          }

        } else {
          $FORM_VALIDATION_ERROR = "An unexpected error occurred while saving your application.";
        }
      } else {
        // ** VALIDATION ERROR - RELOAD FORM
      }
    } else {
      // ** ALLOW FORMS TO BE RELOADED

      if ($Master_LoanID > 0 && isset($app_row)) {

        // ** Load data
        $JSON_FormPopulate = $app_row['respapplication'];
      } elseif (HCU_array_key_exists('new', $loadedValues['lnappentry'])) {
        if ($DMSAPP_ONLINE == "1" && $DMSAPP_MODE_ARY['offline'] && $DMSAPP_FETCHMIR == 1) {
          // ** We want to try and load the MIR packet from the core
          // ** If the app is ONLINE AND HomeBanking Login (H) or MIR Login (N)
          // ** Need to get the account value from the lnappuser table

          $sql = "SELECT session_account
                  FROM {$DB_TABLE_PREFIX}user
                  WHERE (userlogintype = 'H' OR userlogintype = 'N')
                  AND userid = " . intval($DMSAPP_CURRENTUSERID) . " ";
          $user_rs = db_query($sql, $dbh);
          $user_row = db_fetch_assoc($user_rs, 0);
          if ($user_row['session_account'] != '') {

            $member = $user_row['session_account'];

            $mirResp = GetMemberInfo($HB_ENV, array("member" => $member));

            $coreAutoFillInfo = Array();
            if ($mirResp['code'] == '000') {

              // ** Data was found.
              // ** Tranlate the key values from the keys Odyssey uses to the keys the Loan system uses

              $mirData = $mirResp['data'];

              foreach ($coreAutoFillFormat as $coreKey => $coreAttr) {
                // ** Loop through each known mir value and set the value for usage later
                $coreAutoFillInfo[$coreKey] = HCU_array_key_value($coreAttr['mir_key'], $mirData);
              }

                /*
                * FOR TESTING DEFAULT SSN to 000-00-0000 dob to 01/01/1984
                *
                $coreAutoFillInfo['SSN'] = '000-00-0001';
                $coreAutoFillInfo['DOB'] = '01/01/1984';
                  *
                  */

              $defaultItemsFromCore = true;
            }

          }

        }
      }
    }

    // ** Retrieve loan records - In order.. Now start displaying
    // * information


    // * some thoughts. If I can truly create the <div> tags how I envision,
      // Then i should be able to create the menu div section as I go, then the
      // style sheet can decide where to place this information
    $PageTagOpen = False;
    $GroupTagOpen = False;
    $LineTagOpen = False;
    $HoldLineOpen = False;

    $LAYOUT_PAGE = 1;
    $LAYOUT_GROUP = 2;
    $LAYOUT_LINE = 3;

    $CURRENT_LAYOUT = 0;
    $PAGE_COUNT = 0;
    $GROUP_COUNT = 0;

    // * This will be the left menu built on the left side for navigatino
    $Build_CSS_Menu = "";

    // What is the bootstrap class used by a label
    $inputLabelBsClass = " col-md-3 ";
    // What is the bootstrap class used by the input field
    $inputFieldBsClass = " col-md-9 ";
    // Variable for full width input -- Doesn't have to be specified, could be used later programmatically
    $inputBsFullWidth = " col-xs-12 ";

    // ** Loan Information
  ?>
    <style>

      #menu-items .local-menu-error {
        display: none;
      }
      #menu-items .grouperror .local-menu-error {
        color: #D80000;
        margin-right: 10px;
        display: inline-block;
      }

      .k-datepicker.k-header .k-picker-wrap {
        border: none;
      }
      .k-datepicker .k-picker-wrap .k-select .k-icon {
        margin: -8px -8px 0;
      }

      #linkBack {
        margin-top: 6em;
      }

    </style>
  <?php
    /**
     * <!-- START OF HTML -->
     */
    print "<form id='appentry' name='appentry' action='{$self}f=Entry' method='post'>
            <input type='hidden' name='respid' value='$App_RespID'>
            <input type='hidden' name='loanid' value='$Master_LoanID'>
            <input type='hidden' name='cookieval_$random' value='SET'>

      <div id='appcontent' class='container-fluid'>";
    // while ($loan_row = db_fetch_array($loan_rs, $loan_idx++))
    $form_build_required_list = "";     // * this is the required list that will be included on the form for when the user SUBMITS to the core
    $form_build_mandatory_list = "";
    $loop_required_list = "";           // * used locally in loop to place the required information in the correct variable
    $AppCertifyStatement = "";  // This value will be loaded from the loan layout where the submitstatement is set to 1
    foreach ($App_SchemaDetail as $Detail_key => $Detail_value) {

      $fieldtype = $Detail_value['fieldtype'];
      $fieldvalue = disp_text($Detail_value['fieldvalue']);
      // ** LOAD ThE JSON Object
      $fieldattr = HCU_jsondecode($Detail_value['fieldattr'], false, false);


      $formfieldname = "formfield_" . $Detail_key;

      $formconditionalname = "";

      $formfieldrequired = GetClassPropertyVal($fieldattr, 'validation_require') >= 1 ? "<em class='hcu-required-field'>*</em>" : "";
      $formfieldegtext = "";
      $formfieldhelpurl = "";

      /* *
       * Assign the loop_required_list to the address of the appropriate list
       *
       * form_build_mandatory_list will contain a list of required fields that are ALWAYS required, event to save the loan for later
       *
       * form_build_required_list will contain a list of required fields that are ONLY required for submitting the loan
       */
      if (GetClassPropertyVal($fieldattr, 'validation_require') == 2) {
        // ** use the mandatory list
        $loop_required_list =& $form_build_mandatory_list;
      } else {
        // ** Default
        $loop_required_list =& $form_build_required_list;
      }

          //    // ** Based on the Field type we will do differen things..
          //    if ($loan_row['fieldtype'] == "P") {
          //      // ** PAGE HEADER
          //    } elseif ($loan_row['fieldtype'] == "H") {
          //      // ** Section Header
          //    } elseif ($loan_row['fieldtype']
          //print "WHILE LOOP - $loan_idx";
      $field_class = "";
        //    if ($fieldattr->validation_require) {
        //      $form_build_required_list .= "$('#{$formfieldname}').require()\n";
        //    }


      if (property_exists($fieldattr, 'append_class')) {
        //  * we are validating that it will match a certain type.. set the class info
        $field_class .= $fieldattr->append_class;
      }
      if (property_exists($fieldattr, 'egtext')) {
        $formfieldegtext = $fieldattr->egtext;
      }
      if (property_exists($fieldattr, 'helpurl')) {
        // ** Create the help url link here
        $formfieldhelpurl = "&nbsp;<a href='" . $fieldattr->helpurl->href . "' class='' target=_NEW>" . $fieldattr->helpurl->display . "</a>";
      }

      if (GetClassPropertyVal($fieldattr, 'submitstatement') == 1) {
        $AppCertifyStatement = GetClassPropertyVal($fieldattr, 'defaultval');
      }


      // Property MUST exist to continue
      if (GetClassPropertyVal($fieldattr, 'autofillfromcore') !== false && HCU_array_key_exists(GetClassPropertyVal($fieldattr, 'autofillfromcore') , $coreAutoFillInfo) && $defaultItemsFromCore) {
        $coreValue = '';
        switch (HCU_array_key_value(GetClassPropertyVal($fieldattr, 'autofillfromcore') , $coreAutoFillInfo)) {
          case "phone":
            // ** Keep ONLY numeric values
            $phone = preg_replace("/[^0-9 ]/", "", $coreAutoFillInfo[$fieldattr->autofillfromcore]);

            $coreValue = preg_replace("/([0-9]{3})([0-9]{3})([0-9]{4})/", "$1-$2-$3", $phone);
            break;
          case "zip":
            $zip = preg_replace("/[^0-9 ]/", "", $coreAutoFillInfo[$fieldattr->autofillfromcore]);

            if (strlen($zip) > 5) {
              $coreValue = preg_replace("/([0-9]{5})([0-9]{4})/", "$1-$2", $zip);
            } else {
              $coreValue = $zip;
            }
            break;
          case "ssn":
            $ssn = preg_replace("/[^0-9 ]/", "", $coreAutoFillInfo[$fieldattr->autofillfromcore]);

            $coreValue = preg_replace("/([0-9]{3})([0-9]{2})([0-9]{4})/", "$1-$2-$3", $ssn);

            break;
          case "date":
            // ** dates can be returned differently
              //** MM/DD/YYYY
              //** YYYYDDMM
            $coreValue = date("m/d/Y", strtotime($coreAutoFillInfo[$fieldattr->autofillfromcore]));
            break;
          default:
            $coreValue = $coreAutoFillInfo[$fieldattr->autofillfromcore];
            break;
        }

        // Found a default item
        $valuesItemsFromCore['formfield_' . $Detail_key] = $coreValue;
      }
      // ** READONLY?
      $fieldSetReadOnly = (intval(GetClassPropertyVal($fieldattr, 'readonly')) == 1 ? ' readonly ' : '');

      switch ($fieldtype) {
        case "P":
          // Page Header
          // * Check to see if we need to Close any tags
          $PAGE_COUNT++;

          StartDMSTag ($LAYOUT_PAGE, $PAGE_COUNT, $fieldvalue);
          print "<h1 class='page-header'>$fieldvalue</h1>";
          break;
        case "H":
          // Section Header

          $GROUP_COUNT++;
          StartDMSTag($LAYOUT_GROUP, 0,$fieldvalue);
          print "<legend>$fieldvalue</legend>";
          break;
        case "L":
          // Label
          if (GetClassPropertyVal($fieldattr, 'hidden') != 1) {

            print <<< APP_LABEL
              <div class="form-group {$field_class}">
                <!--<label class="{$inputLabelBsClass} control-label"></label>-->
                <div class="{$inputBsFullWidth}">
                  <p class="form-control-static">$fieldvalue{$formfieldhelpurl}</p>
                </div>
              </div>
APP_LABEL;
          }
          break;
        case "YNR":
        case "YNR01":
          $yesVal = ($fieldtype == "YNR01" ? "1" : "Y");
          $noVal = ($fieldtype == "YNR01" ? "0" : "N");

          if (isset($fieldattr->hidden) && $fieldattr->hidden == 1) {
            print "<input type='hidden' id='$formfieldname' group='group_{$GROUP_COUNT}' name='$formfieldname' value='" . GetClassPropertyVal($fieldattr, 'defaultval') . "'>";
          } else {
            // Yes/No Radio buttons
            // radioChecked
            StartDMSTag($LAYOUT_LINE);
            if (GetClassPropertyVal($fieldattr, 'validation_require')) {
              if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {
                // ** There is a conditional requirement for this to be required..
                $loop_required_list .= "if (\$('input:radio[conditional=" . $fieldattr->validation_require_conditional->field . "]:checked').val()== '" . $fieldattr->validation_require_conditional->value . "') {\$(\"input[id='{$formfieldname}']\").radioNotChecked('', 'Yes/No reply is required.');}\n";
              } else {

                $loop_required_list .= "$(\"input[id='{$formfieldname}']\").radioNotChecked('', 'Yes/No reply is required.');\n";
              }
            }

            if (GetClassPropertyVal($fieldattr, 'validation_conditionname') != '') {
              $formconditionalname = " conditional='{$fieldattr->validation_conditionname}' ";
            }

            print <<< APP_YNR
              <div class="form-group {$field_class}">
                <label for='$formfieldname' class="{$inputLabelBsClass} control-label $field_class">$fieldvalue $formfieldrequired</label>
                <div class="{$inputFieldBsClass}">
                  <label class="radio-inline">
                    <input type='radio' group='group_{$GROUP_COUNT}' id='$formfieldname' name='$formfieldname' $formconditionalname value='$yesVal'/> Yes
                  </label>
                  <label class="radio-inline">
                    <input type='radio'  id='$formfieldname' name='$formfieldname' $formconditionalname value='$noVal' title='$fieldvalue'/> No
                  </label>
                  <span id='error_$formfieldname' class=''></span>
                  <span>
                    {$formfieldhelpurl}
                  </span>
                </div>
              </div>
APP_YNR;

          }
          break;
        case "YNS":
        case "YNS01":
          $yesVal = ($fieldtype == "YNS01" ? "1" : "Y");
          $noVal = ($fieldtype == "YNS01" ? "0" : "N");
          // Yes/No Select Option

          if (GetClassPropertyVal($fieldattr, 'validation_require')) {
            if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {
              // ** There is a conditional requirement for this to be required..
              $loop_required_list .= "if (\$('input:radio[conditional=" . $fieldattr->validation_require_conditional->field . "]:checked').val()== '" . $fieldattr->validation_require_conditional->value . "') {\$('#{$formfieldname}').require();}\n";
            } else {
              $loop_required_list .= "$('#{$formfieldname}').require();\n";
            }
          }
          if (GetClassPropertyVal($fieldattr, 'validation_conditionname') != '') {
            $formconditionalname = " conditional='{$fieldattr->validation_conditionname}' ";
          }

          $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoDropDownList();';

          StartDMSTag($LAYOUT_LINE);
          print <<< YNS
            <div class="form-group {$field_class}">
              <label for='$formfieldname' class="{$inputLabelBsClass} control-label">$fieldvalue $formfieldrequired</label>
              <div class="{$inputFieldBsClass}">
                <select id='$formfieldname' $formconditionalname group='group_{$GROUP_COUNT}' name='$formfieldname'  title='$fieldvalue' class='input-select-100'>
                  <option value=''></option>
                  <option value='$yesVal'>Yes</option>
                  <option value='$noVal'>No</option>
                </select>
                <span id='error_$formfieldname' class=''></span>
                <span>
                  {$formfieldhelpurl}
                </span>
              </div>
            </div>
YNS;
          break;
        case "GT":
          $inputType = "text";
          /**
           * By default ALWAYS print the k-textbox class for the input
           *    However, for some masking elements this can cause unwanted double borders
           *    Remove the k-textbox by setting printKTextbox to false
           */
          $printKTextbox = true;
          // General Text (Reg Input)
          // ** validate changes based on the type of information we want
          if (isset($fieldattr->hidden) && $fieldattr->hidden == 1) {
            print "<input type='hidden' id='$formfieldname' group='group_{$GROUP_COUNT}' name='$formfieldname' value='" . GetClassPropertyVal($fieldattr, 'defaultval') . "'>";
          } else {
            StartDMSTag($LAYOUT_LINE);
            if (GetClassPropertyVal($fieldattr, 'validation_match')) {
              /*
               * Kendo maxskedTextBox has an issue if the maxlength of the original field is set and is the length of the mask.
               * If a mask is set, then set maxlength to <empty>
               */

              //  * we are validating that it will match a certain type.. set the class info
              $field_class .= " " . $fieldattr->validation_match;
              if (GetClassPropertyVal($fieldattr, 'validation_match') === 'date') {
                /*
                 * 6/12/2018 - For now use the html5 date entry field.  It does what we need. Looks decent.
                 *
                  * Using simple mask for date - the dateinput widget does not have smooth data entry from one segment to the next *
                  //
                  //$setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoMaskedTextBox({mask:"##/##/####"});';
                */
                /*
                 * Technically the double kendo widget create a slight issue, but the user experience is slightly better.
                 * Added styles in form to remove the double input border (k-picker-wrap).
                 * The validity-erroneous creates a border around the inner input field rather than the outer field.
                 */
                $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoDatePicker({format:"MM/dd/yyyy"});';
                $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoMaskedTextBox({mask: "00/00/0000",promptChar: "_"});';
                $fieldattr->maxlength = '';
                //$inputType = "date";
              } elseif (GetClassPropertyVal($fieldattr, 'validation_match') === 'phone') {
                $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoMaskedTextBox({mask:"###-###-####"});';
                $fieldattr->maxlength = '';
                $inputType = "phone";
              } elseif (GetClassPropertyVal($fieldattr, 'validation_match') === 'ssn') {
                $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoMaskedTextBox({mask:"###-##-####"});';
                $fieldattr->maxlength = '';
                $inputType = "ssn";
              } elseif (GetClassPropertyVal($fieldattr, 'validation_match') === 'usd' || GetClassPropertyVal($fieldattr, 'validation_match') === 'number') {
                $printKTextbox = false;
                $inputFmt = "#";
                $inputType = "number";
                if (GetClassPropertyVal($fieldattr, 'validation_match') === 'usd') {
                  $inputFmt = "c2";
                }

                $widgetConfigOptions = '';

                // ** For usd or number, check to see if they have a range limit
                if (GetClassPropertyVal($fieldattr, 'validation_require_numeric_range_chk')) {
                  if (GetClassPropertyVal($fieldattr, 'validation_require_numeric_range_chk') == 1) {
                    // ** Either a min or max is set -- Determine what the values are and set the validity command
                    if (GetClassPropertyVal($fieldattr, 'validation_require_numeric_range')) {
                      if (GetClassPropertyVal($fieldattr->validation_require_numeric_range, 'min')) {
                        $value = $fieldattr->validation_require_numeric_range->min;
                        if ($value > 0) {
                          $widgetConfigOptions .= "min: $value,";
                        }
                      }
                      if (GetClassPropertyVal($fieldattr->validation_require_numeric_range, 'max')) {
                        $value = $fieldattr->validation_require_numeric_range->max;
                        if ($value > 0) {
                          $widgetConfigOptions .= "max: $value,";
                        }
                      }
                    }
                  }
                }

                $setInputMaskEntry .= "\n" . '$("#' . $formfieldname . '").kendoNumericTextBox({format:"' . $inputFmt . '",spinners: false, ' . $widgetConfigOptions . '});';

              }
            }

            if (GetClassPropertyVal($fieldattr, 'validation_require')) {
              if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {
                // ** There is a conditional requirement for this to be required..
                $loop_required_list .= "if (\$('input:radio[conditional=" . GetClassPropertyVal($fieldattr->validation_require_conditional, 'field') . "]:checked').val()== '" . GetClassPropertyVal($fieldattr->validation_require_conditional, 'value') . "') {\$('#{$formfieldname}').require();}\n";
              } else {
                // ** Field is ALWAYS required
                $loop_required_list .= "$('#{$formfieldname}').require();\n";
              }
            }
            $localDefVal = GetClassPropertyVal($fieldattr, 'defaultval');

            $printMaxLength = GetClassPropertyVal($fieldattr, 'maxlength');
            $printEgText =($formfieldegtext != '' ? $formfieldegtext : '');

            $kTextboxOut = ($printKTextbox ? "k-textbox" : "");
            print <<< APP_GENERAL
              <div class="form-group {$field_class}">
                <label class='{$inputLabelBsClass} control-label' for='$formfieldname'>$fieldvalue $formfieldrequired</label>
                <div class="{$inputFieldBsClass}">
                  <input type='{$inputType}' id='$formfieldname' group='group_{$GROUP_COUNT}' name='$formfieldname' class='$kTextboxOut hcu-all-100 $field_class' value='{$localDefVal}'
                  maxlength='{$printMaxLength}' $fieldSetReadOnly title='$fieldvalue' data-toggle='tooltip' data-placement='right' placeholder='$printEgText' novalidate>
                  {$formfieldhelpurl}
                  <span id='error_$formfieldname' class=''></span>
                </div>
              </div>
APP_GENERAL;
          }
          break;
        case "CB":
            // ** Create a checkbox
          $localDefVal = GetClassPropertyVal($fieldattr, 'defaultval');
          if (isset($fieldattr->hidden) && $fieldattr->hidden == 1) {
            // *IF this field is HIDDEN, then simply create a hidden field with the value specified
            print "<input type='hidden' id='$formfieldname' group='group_{$GROUP_COUNT}' name='$formfieldname' value='{$fieldattr->defaultval}'>";
          } else {
            StartDMSTag($LAYOUT_LINE);

            if (GetClassPropertyVal($fieldattr, 'validation_require')) {
              if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {

                // ** There is a conditional requirement for this to be required..
                $loop_required_list .= "if (\$('input:radio[conditional=" . $fieldattr->validation_require_conditional->field . "]:checked').val()== '" . $fieldattr->validation_require_conditional->value . "') {\$('#{$formfieldname}').checkboxChecked('', 'Confirm $formfieldname');}\n";
              } else {
$loop_required_list .= "$('#{$formfieldname}').checkboxChecked('', 'Confirm $formfieldname');\n";
              }
            }

            print <<< APP_CB
              <div class="form-group {$field_class}">
                <label for='$formfieldname' class="{$inputLabelBsClass} control-label $field_class">$fieldvalue $formfieldrequired</label>
                <div class="{$inputFieldBsClass}">
                  <label class="checkbox-inline">
                    <input type='checkbox' id='$formfieldname' group='group_{$GROUP_COUNT}' name='$formfieldname' class='$field_class' value='{$localDefVal}' title='$fieldvalue' /> &nbsp;
                  </label>
                  <label class="checkbox-inline">
                    {$formfieldhelpurl}
                  </label>
                  <span id='error_$formfieldname' class=''></span>
                </div>
              </div>
APP_CB;

          }

          break;
        case "AS":
          // Answer Lookup (Select Display)
          StartDMSTag($LAYOUT_LINE);
          if (GetClassPropertyVal($fieldattr, 'validation_require')) {
            if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {
              // ** There is a conditional requirement for this to be required..
              $loop_required_list .= "if (\$('input:radio[conditional=" . GetClassPropertyVal($fieldattr->validation_require_conditional, 'field') . "]:checked').val()== '" . GetClassPropertyVal($fieldattr->validation_require_conditional, 'field') . "') {\$('#{$formfieldname}').require();}\n";
            } else {
              $loop_required_list .= "$('#{$formfieldname}').require();\n";
            }
          }
          if (GetClassPropertyVal($fieldattr, 'validation_conditionname') != '') {
            $formconditionalname = " conditional='" . GetClassPropertyVal($fieldattr, 'validation_conditionname') . "' ";
          }


          print <<< PRINT_SCRIPT
              <div class="form-group {$field_class}">
                <label for='$formfieldname' class="{$inputLabelBsClass} control-label $field_class">$fieldvalue $formfieldrequired</label>
                <div class="{$inputFieldBsClass}">
PRINT_SCRIPT;
          print Display_AnswerList($fieldattr->fieldansid, $formfieldname, "S", $fieldvalue, '', (isset($fieldattr->defaultval) ? $fieldattr->defaultval : ''), $formconditionalname, $field_class);
          print <<< PRINT_SCRIPT
                  <span>
                    {$formfieldhelpurl}
                  </span>
                </div>
              </div>
            <script>
              $(document).ready(function() {
                $("#{$formfieldname}").kendoDropDownList();
              });
            </script>
PRINT_SCRIPT;

          break;
        case "AR":

          // Answer Lookup (Radio Option)
          StartDMSTag($LAYOUT_LINE);
          if (GetClassPropertyVal($fieldattr, 'validation_require')) {
            $tFieldLabel = ($fieldvalue != '' ? $fieldvalue : 'Answer');
            if (GetClassPropertyVal($fieldattr, 'validation_require_conditional') != '') {
              // ** There is a conditional requirement for this to be required..
              //$form_build_required_list .= "if ($('input[conditional='" . $fieldattr->validation_require_conditional->field . "']') == " . $fieldattr->validation_require_conditional->value . ") {\$('#{$formfieldname}').require();\}\n";
              $loop_required_list .= "if (\$('input:radio[conditional=" . $fieldattr->validation_require_conditional->field . "]:checked').val()== '" . $fieldattr->validation_require_conditional->value . "') {\$(\"input[id='{$formfieldname}']\").radioNotChecked('', '{$tFieldLabel} is required.');}\n";
            } else {
              $loop_required_list .= "$(\"input[id='{$formfieldname}']\").radioNotChecked('', '{$tFieldLabel} is required.');\n";
            }

          }
          if (GetClassPropertyVal($fieldattr, 'validation_conditionname') != '') {
            $formconditionalname = " conditional='{$fieldattr->validation_conditionname}' ";
          }
          $radioOptions = Display_AnswerList($fieldattr->fieldansid, $formfieldname, "R", $fieldvalue, '', '', $formconditionalname);
          print <<< APP_AR
            <div class="form-group {$field_class}">
              <label for='$formfieldname' class="{$inputLabelBsClass} control-label $field_class">$fieldvalue $formfieldrequired</label>
              <div class="{$inputFieldBsClass}">
                {$radioOptions}
                <span id='error_$formfieldname' class=''></span>
                <span>
                  {$formfieldhelpurl}
                </span>
              </div>
            </div>
APP_AR;
          break;
        default:
      }

      //StartDMSElement??
      //CloseDMSElement???



    }
    // ** -- Close the TAG??
    StartDMSTag($LAYOUT_PAGE, -1);    // * This should close all the tags left open

    // Check if we recieved error, and need button back to menu

    if ($FORM_VALIDATION_ERROR != '' && (isset($app_row['respsubmiton']) &&  $app_row['respsubmiton'] != '')) {
      print <<< print_back

      <div class="container">
        <div class="row">
          <div class="col-xs-12 col-sm-6 col-md-4">
            <input type="button" class="k-button k-primary hcu-all-100" id='linkBack' value="Back" onclick="window.history.back()"></input>
          </div>
      </div>
      </div>
print_back;
    } else {

      // ** CHECK to see if a disclosure exists -- If it does I want to add a link
      // * To review the disclosure
      $link_disclosure = '';
      if (Disclosure_Exists($Master_LoanID, -1)) {
        $link_disclosure = "<li class='list_nostyle'><a target='_NEW' href='{$self_full_url}?f=viewdisclosure&review={$Master_LoanID}'><i class='fa fa-file-text-o'></i> Review Disclosure</a></li><br>";
      }
      $AppCertifyStatement  = ($AppCertifyStatement != '' ? "<br/>" . $AppCertifyStatement . "<br/>": "");

      print <<< print_submit
        <div class="row">
          <div class="col-xs-12 col-sm-6 col-md-4">
            <button class="k-button hcu-all-100" hrefx="#" id='btnNavPrev'><i class="fa fa-caret-left fa-2x" aria-hidden="true"></i><span class=" x-hidden-xs">&nbsp;<span id='btnSpanPrev'>Previous</span></span></button>
          </div>
          <div class="col-xs-12 col-sm-6 col-md-offset-4 col-md-4 x-col-xs-offset-4 text-right">
            <button class="k-button hcu-all-100" hrefx="#" id='btnNavNext'><span class="x-hidden-xs"><span id='btnSpanNext'>Next</span>&nbsp;</span></span><i class="fa fa-caret-right fa-2x" aria-hidden="true"></i></button>
          </div>
        </div>

        <div class="row">
          <div class="hidden-xs col-sm-12">
            <div class="control-group"><br/><br/></div>
          </div>
        </div>

        <div class="row">
          <div class="col-xs-12">
            <p class='h4'>Would you like to save this application and continue at a later time?</p>
          </div>
        </div>
        <div class="row">
          <div class="col-xs-12 col-sm-6 col-md-4">
            <input class="k-button hcu-all-100" href="#" id='linkFormPost' label='Save' value='Save For Later'></input>
          </div>
        </div>

        <div class="row">
          <div class="hidden-xs col-sm-12">
            <div class="control-group"><br/><br/></div>
          </div>
        </div>

        <div class="row">
          <div class="col-xs-12">
            <p class='h4'>Is your application complete and ready to be submitted to the credit union?</p>
          </div>
        </div>

        <div class="row">
          <div class="col-xs-12">
            $link_disclosure
          </div>
        </div>
        <div class="row">
          <div class="col-xs-12">
            <p class='h4'><span style='font-size:0.85em;'>{$AppCertifyStatement}</span></p>
          </div>
        </div>
        <div class="row">
          <div class="col-xs-12 col-sm-6 col-md-4">
            <input type="button" class="k-button k-primary hcu-all-100" href="#" id='linkFormPost' label='Submit' value="Submit Now"></input>
          </div>
        </div>

print_submit;
  }
    print "</div>";
    if ($Build_CSS_Menu != '') {
      // SETUP AND print the  left menu
      $Build_CSS_Menu = "
                        <ul id='list-menu' class='nav root-nav-categories'>
                          $Build_CSS_Menu
                        </ul>";
    }

?>

      <div id="menu-items" style="display:none;">
        <?php echo $Build_CSS_Menu; ?>
      </div>

      <script>
        $(document).ready(function() {

          $('#sidebar-nav').append($('#menu-items'));
          $('#menu-items').show();
        });
      </script>

<?php

    // ** put any preloaded information here.. it should be in json format..
    // ** do some checking
    if ($defaultItemsFromCore && count($valuesItemsFromCore) > 0) {
      $JSON_FormPopulate = json_encode($valuesItemsFromCore);
    }
    if (isset($JSON_FormPopulate) && $JSON_FormPopulate != '' ) {
      print <<< json_load
        <script language="javascript">

          $('#appentry').populate($JSON_FormPopulate);

        </script>
json_load;
    }
    /**
     * <!-- END OF HTML -->
     */
    print "<input type='hidden' id='form_currentpage' name='form_currentpage' value='1'>";
    print "<input type='hidden' id='form_pagecount' name='form_pagecount' value='$PAGE_COUNT'>";
    print "<input type='hidden' id='btnFormPost' name='btnFormPost' value=''>";
    print "</form>";


?>
    <script type='text/javascript'>
      /* ** JAVASCRIPT VARIABLE DECLARATIONS ** */
      var pghdr_title = "";
      var target=null;
      var lastGroupGo = "";
      var lastSecurePage = "";

      /* ** VALIDITY DEFAULTS ** */
      var
      // Container contains the summary. This is the element that is shown or hidden.
      container = ".validity-summary-container",

      // Erroneous refers to an input with an invalid value,
      // not the error message itself.
      erroneous = "validity-erroneous",

      // Selector for erroneous inputs.
      errors = "." + erroneous,

      // The wrapper for entries in the summary.
      wrapper = "<li/>",

      // Buffer to contain all the error messages that build up during validation.
      // When validation ends, it'll be flushed into the summary.
      // This way, the summary doesn't flicker empty then fill up.
      buffer = [];


      /* **
      **
      **
      **
      ** */
      /* SET FIRST PAGE */
      window.onload = function FormOnLoad() {
        var vid_id = $("#securepage1");
        $('div[id^="securepage"]').hide();
        $(vid_id).show();
        AssignNavButton();
      };

      $(document).ready(function() {

        <?php // Library javascript functions
            getShowWaitFunctions(); ?>

        /* ** PAGINATION ** */

        /* ** ASIDE MENU CLICK ** */
        $('a[id^="page"]').click(function(event){
          // MWS DEBUG console.log("------- START PAGE CHANGE ----");
          var newTop = 0;
          event.preventDefault();
          var vid_id = $(this).attr("id").replace("page", "#securepage");
          var vid_html = $(this).attr("href").replace("#", "");

          var $contentContainer = null;
          if ($('#hcu-nav-toggle').css('display') !== 'none') {
            $contentContainer = $('#content-wrapper');
          } else {
            $contentContainer = $('#homecu-container');
          }

          $('div[id^="securepage"]').hide();
          $(vid_id).show();
          $contentContainer.scrollTop(0);

          $('#form_currentpage').val($(this).attr("id").replace("page", ""));

          if ($('.' + vid_html).length) {
            // MWS DEBUG console.log("GroupGo Found --- Set new top");
            // MWS DEBUG console.log(vid_html + " " + $('.' + vid_html).offset().top);
            newTop = $('.' + vid_html).offset().top;
          }

          // MWS DEBUG console.log("homecu-container Before: " + $('#homecu-container').scrollTop());
          // MWS DEBUG console.log ("Same Page :: " + vid_id + " :: " + lastSecurePage);
          if (vid_id == lastSecurePage && lastSecurePage != '') {
            // MWS DEBUG console.log('Same Page set scroll + offset');
            $contentContainer.scrollTop($contentContainer.scrollTop() + newTop);
          } else {
            // MWS DEBUG console.log('New Page set scrolltop to ' + newTop);
            $contentContainer.scrollTop(newTop);

          }
          // MWS DEBUG console.log("homecu-container After: " + $('#homecu-container').scrollTop());


          lastSecurePage = vid_id;
          lastGroupGo = vid_html;
          // MWS DEBUG console.log("------- END PAGE CHANGE ----");

          $('#body-wrapper').removeClass('collapse');
          $('#body-wrapper').removeClass('in');

          RefreshCookie();

          AssignNavButton();
        });

        /* ** PAGE BUTTON PRESS ** */
        $('button[id^=btnNav]').click(function(event) {
          event.preventDefault();
          target = $(this).html();

          var new_pg = Number($('#form_currentpage').val());
          if (this.id.match(/Next/)) {
            // if (target.match(/>Next/)) {
            new_pg = Number($('#form_currentpage').val()) + 1;
            // } else if (target.match(/>Prev/)) {
          } else if (this.id.match(/Prev/)) {
            new_pg = Number($('#form_currentpage').val()) - 1;
          }

          if (new_pg != $('#form_currentpage').val()) {
            $('div[id^="securepage"]').hide();
            $('#securepage' + new_pg).show();

            $('#form_currentpage').val(new_pg);

            AssignNavButton();
          }
        });


        /* ** CONFIGURE VALIDITY ** */
        $.validity.outputs.custom = {
            cssClass:"error",

            start:function() {
                // Remove all the existing error labels.
                $("." + $.validity.settings.cssClass)
                    .remove();

                // ** Reset container errors
                $(errors).removeClass(erroneous);
                buffer = [];
                // ** reset Link Arrow Errors
                $('li[id ^= "group"]').removeClass('grouperror');
                $('span[id ^= "error_formfield"]').removeClass('error');
                $('span[id ^= "error_formfield"]').hide();

            },

            end:function(results) {
              // If not valid and scrollTo is enabled, scroll the page to the first error.
              if (!results.valid && $.validity.settings.scrollTo) {
                  location.hash = $("." + $.validity.outputs.custom.cssClass + ":eq(0)").attr('for');
              }
              // ** SET the container to view Errors
              // If there are any errors at all:
              // (Otherwise the container shouldn't be shown):
              if (buffer.length) {
                // Use integer based iteration for solution to Issue 7.

                // * Use Validator message to show summary
                $.homecuValidator.displayMessage(buffer, $.homecuValidator.settings.statusError);

                // If scrollTo is enabled, scroll the page to the first error.
                if ($.validity.settings.scrollTo) {
                  location.hash = $(errors + ":eq(0)").attr("id");
                }
              }
            },

            raise:function($obj, msg) {

              // ** Return if the id and name is blank
              if ($obj.attr('id') !== undefined || $obj.attr('name') !== undefined) {
                var  labelSelector = "#error_" + getIdentifier($obj);
              }
              var field_msg = "";
              var re = new RegExp('is required.\$');
              if (msg.match(re)) {
                field_msg = "Required";
              } else {
                field_msg = msg;
              }
              field_msg = '<i class="fa fa-exclamation-triangle" aria-hidden="true"></i>&nbsp;' + field_msg;
              // If an error label already exists for the bad input just update its text:
              if ($(labelSelector).length) {
                //$(labelSelector).text(field_msg);
                // * Use html function to allow font awesome icon
                $(labelSelector).html(field_msg);

                $(labelSelector).addClass('error');
                $(labelSelector).show();
              }

              // Otherwize create a new one and stick it after the input:
              else {

                labelSelector = "." + $.validity.outputs.custom.cssClass + "[for='" + getIdentifier($obj) + "']";
                  $("<label/>")
                    .attr("for", "error_" + getIdentifier($obj))
                    .attr("id", "error_" + getIdentifier($obj))
                    .addClass($.validity.outputs.custom.cssClass)
                    .html(field_msg)
                    // .text(field_msg)

                    // In the case that the element does not have an id
                    // then the for attribute in the label will not cause
                    // clicking the label to focus the element. This line
                    // will make that happen.
                    .click(function() {
                      if ($obj.length) {
                        $obj[0].select();
                      }
                    })

                    .insertAfter($obj);
                    //.appendTo($obj);
              }

              // ** Prepare the container information -- add message to the buffer of messages
              buffer.push(msg);

              /*
               * Add the erroneous class to the input -- Some elements may put this on alternate location
               */
              if ($obj.attr('data-role') === 'numerictextbox') {
                if ($obj.parent().parent('.k-numerictextbox').length > 0) {
                  $obj.parent().parent('.k-numerictextbox').addClass(erroneous);
                } else {
                  $obj.addClass(erroneous);
                }
              } else if ($obj.attr('data-role') === 'dropdownlist') {
                if ($obj.parent('.k-dropdown').children('.k-dropdown-wrap').length > 0) {
                  $obj.parent('.k-dropdown').children('.k-dropdown-wrap').addClass(erroneous);
                } else {
                  $obj.addClass(erroneous);
                }
              } else if ($obj.attr('data-role') === 'maskedtextbox') {
                if ($obj.parent().parent('.k-maskedtextbox').length > 0) {
                  $obj.parent().parent('.k-maskedtextbox').addClass(erroneous);
                } else {
                  $obj.addClass(erroneous);
                }
              } else {
                /*
                 * DEFAULT error class
                 */
                $obj.addClass(erroneous);
              }
              // ** Add arrow to the group link
              var field_attr = $obj.attr("group");
              // Find the object and add class of grouperror
              $('#' + field_attr).addClass('grouperror');
            },

            raiseAggregate:function($obj, msg) {
                // Just raise the error on the last input.
              this.raise($obj, msg);
            },
            container:function() {

            }
        };

        /* **  SETUP VALIDITY ** */
        $.validity.setup({ outputMode:'custom' });

        /*
         **
         ** SET FORM VALIDATION **
         **
         */
        $("#appentry").validity(function() {

          <?php echo $setExtraValidityCmds; ?>

          $('input.date').match('date', '#{field} is not a valid date ##/##/####.');
          $('input.ssn').match(/^\d{3}-\d{2}-\d{4}$/, "#{field} needs to be in the format of ###-##-####.");
          $('input.phone').match('phone', '#{field} must be formatted as ###-###-####.');
          $('input.email').match('email', '#{field} must be formatted as an email.');
          $('input.integer').match('integer', "#{field} must be a positive, whole number.");
          $('input.usd').match('usd', "#{field} must be formatted as a US Dollar amount.");
          $('input.url').match('url', "#{field} must be formatted as a URL.");
          $('input.number').match('number', "#{field} must be formatted as a number.");
          $('input.zip').match('zip', "#{field} must be formatted as a zipcode ##### or #####-####.");


          if (target == 'Submit') {
            <?php echo $form_build_required_list; ?>
          }

          <?php echo $form_build_mandatory_list; ?>
        });

        /* **
         *
         * INPUT MASK
         *
         */
        <?php echo $setInputMaskEntry; ?>


        /* ** CLEAR VALIDATION ERRORS ** */
        $("input[type='text'],input[type='phone'],input[type='ssn'],input[type='date']").change( function() {

          // ** RESET ANY CURRENT ERRORS
          var erroneous = "validity-erroneous",
            errors = "." + erroneous;

          var cur_elem_name = $(this).attr('name');
          if (cur_elem_name != '') {
            // ** Clear the error information for THIS field ONLY
            // ** REMOVE THE LABEL FIELD
            $('#error_' + cur_elem_name).removeClass('error');
            $('#error_' + cur_elem_name).hide();
            // **  REMOVE THE Error Class turning the field RED


            /*
             * Special handling section for properly setting the
             *   erroneous class for more complicated input fields
             */
            /* numerictextbox */
            if ($(this).attr('data-role') === 'numerictextbox') {
              if ($(this).parent().parent('.k-numerictextbox').length > 0) {
                $(this).parent().parent('.k-numerictextbox').removeClass(erroneous);
              }
            } else {

              $(this).removeClass(erroneous);
            }
          }
          // ** ONLY REMOVE CLASS FOR CURRENT ITEM
          //      $("." + \$.validity.settings.cssClass).remove();
          //      $('li[id ^= "group"]').removeClass('grouperror');
          //      $(errors).removeClass(erroneous);
          //      $('span[id ^= "error_formfield"]').removeClass('error');
          //      $('span[id ^= "error_formfield"]').hide();



          $('input.date').match('date', 'Invalid Format');
          $('input.ssn').match(/^\d{3}-\d{2}-\d{4}\$/, "Invalid Format");
          $('input.phone').match('phone', 'Invalid Format');
          $('input.email').match('email', 'Invalid Format');
          $('input.integer').match('integer', "Number Expected");
          $('input.usd').match('usd', "Dollar Amount Expected");
          $('input.url').match('url', "Invalid Format");
          $('input.number').match('number', "Invalid Format");
          $('input.zip').match('zip', "Invalid Format");
        });

        /* ** BUTTON CLICKS ** */

        $('a[id^=btnNav]').click(function() {
          RefreshCookie();
        });

        $('input[id^=linkFormPost]').click(function() {

          showWaitWindow();

          // ** Reduce double click on button
          $(this).attr("disabled", "disabled");

          // ** Set the target for proper validation
          target = $(this).attr("label");

          $('#btnFormPost').val(target);

          $("#appentry").submit();

          $(this).removeAttr("disabled");

          hideWaitWindow();
        });


        /* FORM ERRORS */
        <?php if ($FORM_VALIDATION_ERROR != '') { ?>
          $.homecuValidator.displayMessage('<?php echo addslashes($FORM_VALIDATION_ERROR); ?>', $.homecuValidator.settings.statusError);
        <?php } ?>
      });


      /*
      **
      ** JAVASCRIPT FUNCTION DECLARATIONS
      **
      ** */
      function AssignNavButton() {
        var cur_pg = $('#form_currentpage').val();
        var pg_cnt  = $('#form_pagecount').val()

        if ( cur_pg == 1) {
          // ** Do not show the Previous Button
          $('#btnNavPrev').hide();
          $('#btnNavNext').show();

          pghdr_title = "pghdr_" + Number(Number(cur_pg) + 1);

          $('#btnSpanNext').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));
        } else if (cur_pg < pg_cnt) {
          // ** Do not show the Previous Button
          $('#btnNavPrev').show();
          pghdr_title = "pghdr_" + Number(Number(cur_pg) - 1);
          $('#btnSpanPrev').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));

          $('#btnNavNext').show();
          pghdr_title = "pghdr_" + Number(Number(cur_pg) + 1);

          $('#btnSpanNext').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));
        } else if (cur_pg == pg_cnt) {
          $('#btnNavPrev').show();
          pghdr_title = "pghdr_" + Number(Number(cur_pg) - 1);
          $('#btnSpanPrev').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));

          $('#btnNavNext').hide();
        } else {
          $('#btnNavPrev').show();
          $('#btnNavNext').show();
          pghdr_title = "pghdr_" + Number(Number(cur_pg) - 1);
          $('#btnSpanPrev').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));

          pghdr_title = "pghdr_" + Number(Number(cur_pg) + 1);
          $('#btnSpanNext').html('' + $('div[id^=' + pghdr_title + ']').attr("title"));
        }

      }

      function getIdentifier($obj) {
        return $obj.attr('id') !== undefined && $obj.attr('id').length ? $obj.attr('id') : $obj.attr('name');
      }

      function RefreshCookie() {
        var refresh_url = "{$self_full_url}?f=refresh";

        var xmlhttp;
        xmlhttp = new XMLHttpRequest();
        xmlhttp.onreadystatechange=function() {
          if (xmlhttp.readyState==4 && xmlhttp.status==200) {
            // UPDATED
            //console.log(document.cookie);
            }
          };
        xmlhttp.open("GET",refresh_url,true);
        xmlhttp.send();

      }
    </script>

<?php
  }
} catch (Exception $ex) {
  print <<< formException
      <div class="col-lg-6">
        <div class="alert alert-danger " role="alert">
          <div>
            {$ex->getMessage()}
          </div>
        </div>
      </div>
formException;
}
// * App_Response -- this is the applicatn response in an array based on fields..
  // * The array for CORE WILL BE BUILT HERE
  // * pApp_Response - This is the JSON object of all the key/value set
function BuildSerialObject($pApp_Response_json) {
  global $App_SchemaDetail, $DB_TABLE_PREFIX, $DMSAPP_LOANDATAONLY;

  // ** core_values_array - These are the values being prepared and sent to the core
  $core_values_array = Array();
  // ** local_values_array - These values are being saved for reference later, THE NAMES must be unique
     // through the entire application. They do not use the fieldcorearrayindex value
  $local_values_array = Array();
  // ** combine_values_array - These values will be used to combine multiple local fields into one field in the core_values_array
  $combine_values_array = Array();
  // ** attr_values_array - This array will contain the attributes for all the fields for reference
  $attr_values_array = Array();

  $core_values_serial = "";

  $pApp_Response_Array = json_decode($pApp_Response_json);
  $localFieldsRegex = '/([\w]+)+/';


  // ** Need to assign
  foreach ($App_SchemaDetail as $schema_detailid => $schema_detailvalue) {
    // ** For each postable value -- Look up and assign the value on
    $fieldattr = json_decode($App_SchemaDetail[$schema_detailid]['fieldattr'], true);
    $fieldkey = "formfield_" . $schema_detailid;

    $localMatches = Array();

    // ** ONLY add this field if the fieldcorename is set
    if (HCU_array_key_value('fieldcorename', $fieldattr) != '' && HCU_array_key_value('localfieldonly', $fieldattr) != '1') {
      $attr_values_array[$fieldattr['fieldcorename']] = $fieldattr;
      // ** Assign the value -- There may be an Index associated with the row
        // ** IF so then assign that here
      // IF fieldcorename contains a ',' then I will explode the list out into an
        // array and call each each key to add it to the master list

      // ** Add the value to the core_values_array if it has DATA or DMSAPP_LOANDATAONLY != 1 (they did NOT choose to skip empty fields)
      // ** Use the NON-FORMATTED VALUE -- AS THIS IS THE ACTUAL USER INPUT
      if (trim($pApp_Response_Array->$fieldkey) != '' || ($DMSAPP_LOANDATAONLY != 1) || (intval(HCU_array_key_value('fieldcorealwayssend', $fieldattr)) == 1)) {
        // ** First FORMAT/MASSAGE the data
        $pApp_Response_Array->$fieldkey = FormatDateForSubmit($pApp_Response_Array->$fieldkey, HCU_array_key_value('validation_match', $fieldattr));

        if (strpos($fieldattr['fieldcorename'], ",") === FALSE) {
          if (isset($fieldattr['fieldcorearrayindex'])) {
            $core_values_array[$fieldattr['fieldcorearrayindex']][$fieldattr['fieldcorename']] = $pApp_Response_Array->$fieldkey;
          } else {
            $core_values_array[$fieldattr['fieldcorename']] = $pApp_Response_Array->$fieldkey;
          }
        } else {
          // The fieldcorename will be treated as a list
          $pieces = explode(",", $fieldattr['fieldcorename']);
          foreach ($pieces as $fieldcorename_piece) {
            $fieldcorename_piece = trim($fieldcorename_piece);
            if (isset($fieldattr['fieldcorearrayindex'])) {
              $core_values_array[$fieldattr['fieldcorearrayindex']][$fieldcorename_piece] = $pApp_Response_Array->$fieldkey;
            } else {
              $core_values_array[$fieldcorename_piece] = $pApp_Response_Array->$fieldkey;
            }
          }
        }
      }
      if (!empty($fieldattr['fieldcombinelocal']) ) {
        // * Split the fieldattr attribute into an array of the different fields to combine..
        preg_match_all($localFieldsRegex, $fieldattr['fieldcombinelocal'], $localMatches);
        if (count($localMatches) > 0) {
          // ** GET delimiter
          $delim = (!empty($fieldattr['fieldcombinelocaldelim']) ? $fieldattr['fieldcombinelocaldelim'] : ' ');
          $skipifblank = (isset($fieldattr['fieldcombineskipblankfield']) ? (intval($fieldattr['fieldcombineskipblankfield']) == 1 ? 1 : 0) : 0);
          // ** Matches were found, add to array for processing later
          $combine_values_array[$fieldattr['fieldcorename']]['fields2combine'] = $localMatches[0];
          $combine_values_array[$fieldattr['fieldcorename']]['fieldsdelim'] = $delim;
          $combine_values_array[$fieldattr['fieldcorename']]['fieldsskipifblank'] = $skipifblank;
          if (!empty($fieldattr['maxlength'])) {
            $combine_values_array[$fieldattr['fieldcorename']]['maxlength'] = $fieldattr['maxlength'];
          }
          if (!empty($fieldattr['fieldcorearrayindex'])) {
            $combine_values_array[$fieldattr['fieldcorename']]['fieldcorearrayindex'] = $fieldattr['fieldcorearrayindex'];
          }
        }
      }
    } elseif (HCU_array_key_value('localfieldonly', $fieldattr) == '1' &&
    HCU_array_key_value('fieldcorename', $fieldattr) != '') {
      $attr_values_array[$fieldattr['fieldcorename']] = $fieldattr;
      // * add to local values array
      $local_values_array[$fieldattr['fieldcorename']] = $pApp_Response_Array->$fieldkey;
    }
  }

  // ** This is sort of hard coded for now.. -- Be sure this is ONLY set for CU-CENTRIC
  // ** But I do NOT want to send a co-applicant if dmsapp_coapp_status is set to N
  if (HCU_array_key_value("dmsapp_coapp_status", $local_values_array) == "N") {
    // ** REMOVE the "C" co-applicant from array
    unset($core_values_array['C']);
  }

  // ** Loop through the combine_values_array to create one string to send to core
  if (is_array($combine_values_array)) {
    foreach ($combine_values_array as $coreFieldName => $localFieldsAry) {
      // combine_values_array has two elements
        // name - this is an array of local field names to concantenate
        // maxlength - this the maxlength of the field to be sent to the core
      // ** Look up the fields in the local_values_array
      $comboValue = '';
      // ** values must be an array for this to work, this should not have been done for ONE field
      if (is_array($localFieldsAry['fields2combine'])) {
        $allFieldsEmpty = true;  // ** This will track if one of the fields being combined had 'actual' user input
                                   // * Unable to use the ending value as it may have added text
        for ($localIdx = 0; $localIdx < count($localFieldsAry['fields2combine']); $localIdx++) {
          $allFieldsEmpty = (trim($local_values_array[$localFieldsAry['fields2combine'][$localIdx]]) != '' ? false : $allFieldsEmpty);
          // FETCH skipblankfield value from the field BEING included.
          $skipfieldifblank = (isset($attr_values_array[$localFieldsAry['fields2combine'][$localIdx]]['fieldcombineskipblankfield']) ? (intval($attr_values_array[$localFieldsAry['fields2combine'][$localIdx]]['fieldcombineskipblankfield']) == 1 ? 1 : 0) : 0);

          if ($skipfieldifblank == 0 || (trim($local_values_array[$localFieldsAry['fields2combine'][$localIdx]]) != '')) {
            // ** Add delimiter
            $comboValue .= ($localIdx > 0 ? $localFieldsAry['fieldsdelim'] : '');
            // ** Add value from Local Array
            $comboValue .= $local_values_array[$localFieldsAry['fields2combine'][$localIdx]];
          }
        }
      }
      if ($comboValue != '') {
        // ** Value was created,  make sure the maxlength meets the requirements if set
        if (!empty($localFieldsAry['maxlength'])) {
          $comboValue = substr($comboValue, 0, $localFieldsAry['maxlength']);
        }
        if ((trim($comboValue) != '' && !$allFieldsEmpty) || ($DMSAPP_LOANDATAONLY != 1) || isset($attr_values_array[$coreFieldName]['fieldcorealwayssend']) && (intval($attr_values_array[$coreFieldName]['fieldcorealwayssend']) == 1)) {
          // * SET the value in the main space
          if (!empty($localFieldsAry['fieldcorearrayindex'])) {
            // * Include the array index (CU-CENTRIC)
            $core_values_array[$localFieldsAry['fieldcorearrayindex']][$coreFieldName] = $comboValue;
          } else {
            $core_values_array[$coreFieldName] = $comboValue;
          }
        }
      }
    }
  }

  $loanformat = '';
  if (isset($GLOBALS['DMSAPP_LOANFORMAT'])) {
    $loanformat = $GLOBALS['DMSAPP_LOANFORMAT'];
  }

  switch ($loanformat) {
    case "JSON":
      $core_values_serial = json_encode($core_values_array);
      break;
    case "XML":
      $core_values_serial = generate_valid_xml_from_array($core_values_array, "NewLoanApplication");
      break;
    default:
      $core_values_serial = serialize($core_values_array);
  }
  return $core_values_serial;
}

// ** PostApplicationPacket - This will call the pieces needed to call the
  // ** Post packet
  // ** Parameters
  // * @param object pHbEnv - The HB_ENV environment
  // * pApp_RespID - Applicant Response ID Key (From respid field of table)
  // * pApp_Response - The JSON representation of the application Key=>value set
  // * pApp_RespMbr - Responsive Member
  // ** RETURNS
    // * This will return the following
        // ** ret_status - Which will be the
function SubmitApplication($pHbEnv, $pApp_RespID, $pApp_Response, $pApp_RespMbr) {
global $DB_TABLE_PREFIX, $DMSAPP_SUBMITMBR;
global $dbh;

  // ** FOR ONLINE DO THE FOLLWOWING
  if ($GLOBALS['DMSAPP_ONLINE']) {

    if ($GLOBALS['DMSAPP_MODE_ARY']['offline']) {
      $CoreSerialValue = BuildSerialObject($pApp_Response);

      /* OLD ROUTINE
            list($ret_status, $ret_statusdesc) = post_application("{$DB_TABLE_PREFIX}userresponse", $pApp_RespID, "NEWAPP", "email", $CoreSerialValue, ($DMSAPP_SUBMITMBR == 1 ? $pApp_RespMbr : 'NULL'));
          //print " POST APPLICATION TO CORE";
          //list($ret_status, $ret_statusdesc) = array("000","12934");

        */


      /* Loan Submission Setup */
      $txnValues = array( "member" => ($DMSAPP_SUBMITMBR == 1 ? $pApp_RespMbr : 'NULL'),
                          "type"   => PACKET_REQUEST_NEWAPP,
                          "pkt-type" => PACKET_REQUEST_NEWAPP,
                          "tran_code" => 'NULL',
                          "ref1" => $CoreSerialValue,
                          "ref2" => 'NULL',
                          "ref3" => '',
                          "ref4" => 'NULL',
                          "ref5" => 'NULL',         // this could be 10/20 for checking/savings
                          "amount" => 0.00,
                          "tmemo" => '',
                          "tauth" => 'NULL'
                        );

      // Submit New App -- SEND AS POST

      $reqResult = PostTransactionRequest($pHbEnv, $txnValues, true);


      if (HCU_array_key_exists('code', $reqResult['data'])) {
        $ret_status = $reqResult['data']['code'];
        $ret_statusdesc = $reqResult['data']['desc'];
        $ret_apploanid = $reqResult['data']['seg1'];
      } else {
        $ret_status = '999';
        $ret_statusdesc = 'Unknown status';
        $ret_apploanid = -1;
      }

      $sql_set = '';
      switch (trim($ret_status)) {
        case "000":
          // ** NO ERROR -- Loan ACCEPTED -- UPDATE
            // * {respcoreloanappid}
            // * {respsubmiton}
            // * {respstatus}
            // * {respstatusdesc}
          $ret_statdesc = "Loan was successfully submitted.";
          $sql_set = "respcoreloanappid = " . intval($ret_apploanid) . ",
                      respsubmiton = now(),
                      respstatus = '000',
                      resplastinquire = now(),
                      respstatusdesc = '" . prep_save ($ret_statdesc) . "' ";
          break;
        case "020":
          // ** SUBMIT ERROR - Missing Field
        case "021":
          // ** SUBMIT ERROR - Invalid Member #
        case "022":
          // ** SUBMIT ERROR - Member # and SSN mismatch

          // ** Something was missing on the NEW LOAN -- Unable to retrieve a loanappid
          // * UPDATE THE FIELDS
            // * {respstatus}
            // * {respstatusdesc}
          $sql_set = "respstatus = '$ret_status',
                      respstatusdesc = '" . prep_save($ret_statusdesc) . "' ";
          break;
          // ** 025, 026, 027, 028, 029 -- are relevent to an INQAPP request
        case "025":
          // ** Invalid Application ID
          // *nothing to do right now for this..
          break;
        case "027":
          // ** Application Approved -_ NEED APPROVAL DATE
        case "028":
          // ** Application Rejected -- NEED REJECTED DATE
        case "026":
          // ** Application Pending
        case "029":
          // ** Application Submitted -- Needs further review
        case "030":
          // ** Application Submitted -- Contact Credit Union for additional information
          $sql_set = "respcoreloanappid = " . intval($ret_apploanid) . ",
                      respstatus = '$ret_status',
                      respsubmiton = now(),
                      resplastinquire = now(),
                      respstatusdesc = '" . prep_save($ret_statusdesc) . "' ";
          break;
        case "999":
          // ** Unable to contact Credit Union
          $ret_status = "999";
          $ret_statdesc = "We are currently having problems communicating with the credit union.  Please save your application and try to submit again later. <br>$ret_statusdesc";
          break;
      }
      if ($sql_set != '') {
        // ** Update the information on the {dmsapp}userresponse table
        $sql = "UPDATE {$DB_TABLE_PREFIX}userresponse
                SET $sql_set
                WHERE respid = " . intval($pApp_RespID);
        if (!$resp_rs = db_query($sql, $dbh)) {
          $ret_status = "999";
          $ret_statdesc = "An unknown error occurred.  Please try again.";
        }
      }

      // ** Depending on the status -- I may want to do different things..
        // ** Go to Portal
        // ** Go back to screen
      switch($ret_status) {
        case "000":
        case "026":
        case "027":
        case "028":
        case "029":
        case "030":

          // ** SUCCESS -- LOAD PORTAL
          return array(true, $ret_statusdesc);
          break;
        default:
          // ** GO BACK TO SCREEN _-- with error message
          return array(false, $ret_statusdesc. "<br/>Your application has been saved.  You may return later and submit your application.");
      }
    } else {
      // ** Offline -- post as such??
      return array(false, $GLOBALS['DMSAPP_MODE_ARY']['offlineDesc'] . "<br/>Your application has been saved.  You may return later when the system is online and submit your application.");
    }
  } else {
    // ** OFFLINE -- LIKE BATCH -- ONLY SAVES FOR HomeCU Admin viewing. so I will save that here
    $ret_status = "029";
    $ret_statusdesc = "The loan was submitted for Credit Union review.";
    $sql = "UPDATE {$DB_TABLE_PREFIX}userresponse
                            SET
                respsubmiton = now(),
                                respstatus = '000',
                                resplastinquire = now(),
                                respstatusdesc = '" . prep_save ($ret_statusdesc) . "'
                            WHERE respid = " . intval($pApp_RespID);
    if ($upd_rs = db_query($sql, $dbh)) {
      return array(true, $ret_statusdesc);
    } else {
      return array(false, "Unexpected error submitting application.");
    }
  }

}
function generate_xml_from_array($array, $node_name) {
    $xml = '';

    if (is_array($array) || is_object($array)) {
        foreach ($array as $key=>$value) {
            if (is_numeric($key)) {
                $key = $node_name;
            }

            $xml .= '<' . $key . '>' . generate_xml_from_array($value, $node_name) . '</' . $key . '>';
        }
    } else {
        $xml = htmlspecialchars($array, ENT_QUOTES);
    }

    return $xml;
}

function generate_valid_xml_from_array($array, $node_block='nodes', $node_name='node') {

  /**
   * 9/21/2018
   * Prodigy interferface does not like the XML tag
   *  -- BUT I BELIEVE CRUISE WILL NEED THIS
   */
  $xml = '';
  if (false) {
    $xml = '<?xml version="1.0" encoding="UTF-8" ?>';
  }

  $xml .= '<' . $node_block . '>';
  $xml .= generate_xml_from_array($array, $node_name);
  $xml .= '</' . $node_block . '>';

  return $xml;

}

/**
 * Function: FormatDateForSubmit
 * @param type $p_value - This is the value that is being evaluated.
 * @param type $p_value_type -- This is the value 'validation_match' from the attribute
 *                        -- column
 * Returns: This will evaluate tyep p_value_type and format the value if necessary.
 *        The formatted value is returned
 *
 */
function FormatDateForSubmit ($p_value, $p_value_type) {
  $retVal = $p_value;

  switch ($p_value_type) {
    case 'usd':
      // ** Always remove commas first
      $p_value = str_replace(",", "", $p_value);
      $retVal = number_format(floatval($p_value), 2, ".", "");

      break;
    case 'number':
    case 'integer':
      // ** For KNOWN dollar amounts, I want to remove any comma
      $retVal = str_replace(",", "", $p_value);
      break;
    default:
      $retVal = $p_value;
  }

  return $retVal;
}


/**
 * Function: ValidateRange
 * @param string $pFieldLabel -- The label identifying the value
 * @param array $pFieldAttr -- The field attributes for current row
                 [validate_require_numeric_range_chk]
                 [validate_require_numerica_range[min/max]]

 * @param mixed $pFieldVal  -- The field value
 *
 * @return string
 *          return the error message if the value does not fit in range
*/
function ValidateRange($pFieldLabel, $pFieldAttr, $pFieldVal) {
  $retErrors = '';      // ** Return Errors in this string

  $pCompVal =
  // * Get the current checkbox value
  $verifyRange = 0;
  if (array_key_exists("validation_require_numeric_range_chk", $pFieldAttr)) {
    $verifyRange = ($pFieldAttr['validation_require_numeric_range_chk'] == 1 ? 1 : 0);
  }

  if ($verifyRange) {
    $rangeMinVal = '';
    $rangeMaxVal = '';

    if (array_key_exists("validation_require_numeric_range", $pFieldAttr)) {
      // * Get min
      if (array_key_exists("min", $pFieldAttr["validation_require_numeric_range"])) {
        $rangeMinVal = $pFieldAttr["validation_require_numeric_range"]["min"];
      }
      // * Get Max
      if (array_key_exists("max", $pFieldAttr["validation_require_numeric_range"])) {
        $rangeMaxVal = $pFieldAttr["validation_require_numeric_range"]["max"];
      }
    }

    // * Min or max should be set
    // ** ONLY COMPARE if Val is set

    // MUST be Greater than equal to Min
    if ($rangeMinVal != '' && ($pFieldVal < $rangeMinVal)) {
      $retErrors .= "<li>$pFieldLabel is less than the minimum allowed ($rangeMinVal).</li>";
    }
    // MUST be Less than equal to Max
    if ($rangeMaxVal != '' && ($pFieldVal > $rangeMaxVal)) {
      $retErrors .= "<li>$pFieldLabel is greater than the maximum allowed ($rangeMaxVal).</li>";
    }

  }

  return $retErrors;
}